Can you believe it’s that time if the year again? Time to get cosy in over-sized jumpers, grab hold of a mulled wine and go and watch the lights getting switched on.
Website: www.christmasatkew.seetickets.com
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Website: www.london.gov.uk/trafalgar
Website: www.coventgarden.london
Best things to do in London this Christmas
Halloween and Bonfire night are officially behind us which means it’s time for ‘oh I wish it could be Christmas everyday’ to start being blared around the house and the tree to come down from the loft. If you don’t know what else to do to get you in the Christmas spirit here are a few suggestions:
Explore an Enchanted Woodland
If magic and mystery are your thing then the Enchanted Woodland at Syon house is just the thing for you. Starting November 9th and finishing on the 25th, the 600 year old gardens will be transformed by light projections and music.
Shop till you drop
Christmas is the season of gift giving after all and you’re sure to find something for everyone at the beautiful festive markets. With plenty of stalls to choose from and delicious Christmas treats at every turn you can spend hours boosting your Christmas spirit.
Visit the Winter Wonderland
Running from November 22nd until January 6th, the Winter Wonderland in Hyde park offers fairground rides, and ice skating rink, Christmas markets and much more for family fun!
3 Lucky winners will receive one of the wonderful below Made For Life Organic gift sets.
To enter simply fill in the form below and like and share on Facebook, Instagram and Twitter.
To purchase any of the above visit https://www.madeforlifeorganics.com/
Closing date 7th December 2018.
This offer is open to all UK residents.
You are only entered into this competition if you enter your full and correct email address.
Winners will be informed via email
We cannot guarantee delivery date.
For more terms and conditions click here Terms and conditions
Vitamins help you stay strong and healthy. Without them, your body can’t work properly. You mainly get vitamins through your diet. But if you live life on the go or your diet isn’t perfect, it can be hard to get everything you need.
To win a case of Vitamin gum, simply fill in the form below and like and share on Facebook, Instagram and Twitter.
4 winners to be selected!
Closing date 30th November 2018.
This offer is open to all UK residents.
You are only entered into this competition if you enter your full and correct email address.
Winners will be informed via email
We cannot guarantee delivery date.
For more terms and conditions click here Terms and conditions
How home-owners could save hundreds each month
Being a home-owner can be costly and everyone wants to save as much as they can, which is why we’re telling you how remortgaging could potentially save you a small fortune every month. While not everyone will find this applicable, if you do decide to remortgage then you should check the market for deals and use comparison websites and lenders own websites to find the best possible deal.
You can also use a mortgage adviser or broker who can offer advice and often increase your chances of having your remortgage approved as they know exactly which kind of applicant lenders want. Just be careful when remortgaging as some lenders will use early redemption charges meaning you’ll be charged if you move before the agreed time is over, and you should always carefully check application fees which can range between £99 and £999 and may not be suitable for your financial situation.
This is how long first-time buyers save for on average
According to a study from Post Office Money, first-time buyers are scrimping and saving for an average of 4 years to save up deposits for their first house. The survey used responses from 1,000 adults who got their keys in the past two years and a whopping 92% said their lifestyles had to suffer in order to save. Cuts were made on holidays, clothes and grocery shopping to make the most of every penny.
With an average aim of adding £815 a month to savings, one-in-three have turned down social plans in order to save money while one-in-five have moved back in with their parents to avoid paying rent.
The study also found that the most affordable places for first-time buyers were Kingston-Upon-Hull, Stoke and Blackpool while at the other end of the scale, Cambridge, Guilford and Woking were the most unaffordable options.
Unfit landlords are facing a crackdown
Many people find themselves falling victim to landlords who let out unsafe properties or inhabitable areas and struggle to find solutions or seek money back for what they have had to endure but soon such dodgy letters could find themselves punished more severely.
From this month on, people who live in over-crowded or unsafe accommodation could get increased legal protection as landlords letting out homes to 5 or more people must comply with set minimum room sizes. Those who do not comply with the rulings or offer basic safety standards like fire alarms and regular gas checks can be given fixed penalties of up to £30,000 or even face unlimited fines and prosecution.
Move-in day can be an exciting time for renters whether it’s university digs, sharing a house with friends or your first flat with a partner, but you shouldn’t let the happiness cloud your judgement and stop you from checking the inventory.
Make sure you go round room by room checking the inventory and documenting any issues or damage that haven’t been referenced on it. Make notes and take evidence so you have plenty of proof if the estate agents want to contest what you’ve said.
If you don’t you could find yourself held responsible for damage that was there when you moved in or missing items that you didn’t want to bother referencing on your first day. You could also find some of all of your deposit at risk when you move out so being thorough is absolutely worth it and could potentially save you money in the long-term.
Get that smile you always wanted. For the chance to win yourself a professional teeth whitening worth £350 at London City Smiles in London, simply fill in the form below and like and share on Facebook and Twitter.
